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Intelligence Engine

Credit Health Score & CIB Simulator

Evaluate your complete credit profile, view debt distribution, and unlock personalized bank matches instantly.

Educational simulation only. Not an official CIB report or bank decision.

Interactive Multi-Segment Assessment

Simulate your credit health

Enter income, cards, loans, and repayment behaviour for a live score estimate.

Simulation parameters

Real-time score updates with custom portfolio breakdown.

🔒 Real-time algorithmic projection based on Bangladesh Bank criteria.

CreditMatchBD Card Pass

Live updating credit health output styled as an exclusive platform card.

CreditMatchBD Pass CIB Health Standing
Simulated CIB Index
780 / 900
EXCELLENT STANDING
Profile Holder Verified BD Consumer
Status PRIME TIER
Portfolio Breakdown

Key health metrics

Total Liabilities
৳295,000
Combined outstanding balance
Debt Burden Ratio
22.5% Optimal
Below 50% regulatory ceiling
Repayment Track
100% Clean
Zero payment defaults
Suggested Action
Ready to Apply
Eligible for top commercial banks
Intelligence Matcher

Recommended banks for your profile

Tier-1 Prime Partner Match

Suggested Strategy

Optimize your credit profile

Consolidate multi-card debt into a single low-rate personal loan to optimize monthly cash flow and improve your debt burden ratio.

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Guidance Educational
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