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Bangladesh Car Loan • Updated 2026

Car Loan in Bangladesh — Calculate EMI & Compare Financing

Estimate your monthly EMI, required down payment, financing amount and total repayment for a new, reconditioned, hybrid or electric car.

60% Standard car financing*
80% EV / Hybrid / Domestic*
72 mo Illustrative maximum
Quick estimate

Car Loan EMI

LIVE
Car price BDT 50.0 Lac
Loan amount BDT 30.0 Lac
Estimated EMI
BDT 52,736
Advanced Calculator

Car Loan EMI & Affordability Calculator

Change vehicle type, price, down payment, rate and tenure to see the full financing picture.

BDT 50.0 Lac
BDT 5 Lac BDT 1.5 Crore
BDT 20.0 Lac
BDT 1 Lac BDT 1 Crore
10.50%
7% 18%
60 Months
12 months 72 months
Important: The calculator is an estimate using a reducing-balance EMI formula. Actual rates, fees, insurance, VAT, registration costs, approval amount and repayment schedule depend on the lender and vehicle.
Estimated Monthly EMI

BDT 52,736

Financing 60%
Loan amount BDT 30.0 Lac
Upfront cash BDT 20.0 Lac
Total interest BDT 16.64 Lac
Total repayment BDT 46.64 Lac
Loan-to-value 60%

Standard car: illustrative financing capped at 60% under current Bangladesh Bank auto-loan regulation.

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Standard cars

Current Bangladesh Bank regulation allows auto-loan financing up to 60% of vehicle price, subject to the applicable exposure limit.

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EV / Hybrid / Domestic

The current framework allows up to 80% financing for electric, hybrid and domestically manufactured cars, subject to the applicable limit.

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Tenure

Individual lenders set their own tenure within applicable rules. This page compares up to 72 months because several current bank auto-loan products advertise 12–72 months.

Market Comparison

Car Loan Providers in Bangladesh

Selected products shown from official lender information. Rates and approval criteria can change.

Car Loan Affordability Snapshot

Use these as planning estimates, not approval thresholds.

BDT 20 Lac loan BDT — 60 months @ 10.5%
BDT 30 Lac loan BDT — 60 months @ 10.5%
BDT 40 Lac loan BDT — 60 months @ 10.5%
Preparation

Common Car Loan Documents

Exact requirements vary by lender, borrower profile and vehicle.

Identity

NID and photographs as requested by the lender.

Income proof

Salary certificate, payslip or business income documents where applicable.

Banking / tax

Bank statements, e-TIN/tax documents or other financial evidence where required.

Vehicle papers

Quotation, registration, ownership and vehicle-specific documents as applicable.

FAQ

Car Loan Questions

Need a personalized comparison?

Use your car price, down payment, income and preferred tenure to shortlist products. CreditMatchBD does not approve or disburse loans.